Jul 31, 2018 · Not only is the federal law on your side, but credit card issuers usually have your back, too. Here’s how to dispute credit card charges when it comes to fraud, billing errors, and even unfulfilled merchant promises. How to Dispute Credit Card Charges Caused By Fraud Reporting can be done by phone, and it’s a good idea to follow up with a written dispute letter. Most credit card issuers will immediately cancel the card and send you a new one with a different account number. After you notify your credit card issuer about the activity, they will conduct an investigation into the unauthorized charges.

Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners. No one from Capital One will ever ask for it and you’ll never need to provide it over the phone or online. Keep your credit card number private – don’t read it out loud in a public place and don’t lend your card to anyone. Create a strong password that’s difficult to guess and don’t use it for other accounts.